We have added new features and functionality to this Site, and have updated or revised this Policy. Your use of this Site following any such change constitutes your consent to the terms of the revised Policy.
ONLINE PRIVACY POLICY
LAMCOnetwork.com
Effective Date: November 6, 2009
Our Commitment to Privacy
LAMCOnetwork.com ("Site") is owned and operated by Lenders Asset Management Corporation ("LAMCO," "we," "our," or "us").
LAMCO knows that your privacy is important to you, and we work hard to earn and keep your trust.
We have created this Online Privacy Policy ("Policy") to let you know what "personal information" we collect when you use this Site, how we use and share the personal information we collect, and how we protect your privacy. "Personal information" is information that identifies you personally, either alone or in combination with other information available to us. Examples of personal information include your name, employer or company name, address, and email address.
Questions?
LAMCO is committed to providing the information you need to make informed choices about the ways you use this Site and the personal information you share with us. If you have any questions about this Policy or our privacy practices, please contact us by email at support@lamconetwork.com or by calling 1-877-331-2664.
Your Consent to This Policy
By using this Site, you are consenting to the collection, use and disclosure of your personal information as described in this Policy. IF YOU DO NOT CONSENT TO THE COLLECTION, USE AND DISCLOSURE OF YOUR PERSONAL INFORMATION AS SET FORTH IN THIS POLICY, YOU MAY NOT USE THIS SITE.
Changes to this Policy
As we add new features and functionality to this Site, we may need to update or revise this Policy. We reserve the right to do so, at any time and without prior notice, by posting a revised version of the Policy on this Site. These changes will be effective as of the date we post the revised Policy on this Site. They will apply only to the personal information we collect after we have posted the revised Policy. Your use of this Site following any such change constitutes your consent to the terms of the revised Policy. For this reason, it is important to review this Policy regularly. If we modify this Policy, we will provide a notice at the top of this Policy for at least thirty days after the new effective date.
You may access the current version of this Policy at any time by clicking on the link marked "Privacy" at the bottom of each page of this Site. For your convenience, we post the effective date of this Policy at the top of this page, so that you can see at a glance whether this Policy has changed since your last visit.
Privacy Notices
This Policy may be supplemented or amended from time to time by "privacy notices" posted on this Site. These privacy notices provide a level of detail that we cannot provide in this more general description of our privacy practices. For example, certain pages of this Site may contain privacy notices providing details about the personal information we collect on those pages, why we need that information, and choices you may have about the ways we use that information.
Special Features and Password-Protected Areas of This Site
When you sign up to use a special feature or password-protected area on this Site, you may be asked to agree to special terms governing your use of the special feature or password-protected area. In such cases, you will be asked to expressly consent to the special terms, for example, by checking a box or clicking on a button marked "I agree." This type of agreement is known as a "click-through" agreement. If any of the terms of the click-through agreement are different than the terms of this Policy, the terms of the click-through agreement will supplement or amend this Policy, but only with respect to the matters governed by the "click-through agreement."
What Personal Information Does LAMCO Collect Through This Site?
The purpose of this Site is to permit members of the real estate industry-including real estate agents, brokers, lawyers, contractors, and title and mortgage companies-to voluntarily provide information about themselves for the purposes of (1) advertising their services to consumers and (2) developing, maintaining, and enhancing a network of professional contacts. As such, this Site collects personal information both from members of the real estate industry who subscribe to the Site and post a profile ("Site Members") and from members of the public who access the Site free-of-charge ("Site Visitors"). You willingly provide us certain personal information, which we collect to allow you to benefit from the Site. If you have any hesitation about providing such information to us and/or having such information displayed on the Site or otherwise used in any manner permitted in this Policy and the Terms of Use, you should not subscribe to or use our services.
Information You Provide.
We collect the personal information you knowingly provide (using your mouse and keyboard) when you use this Site. The information we collect depends on how you use this Site.
For example, a Site Member registers and creates a profile, and therefore provides his/her name, phone number, e-mail address, and other identifying information, such as descriptions of his/her skills and professional experiences. The details a Site Member provides as part of his/her "biography" are discretionary, but completing this section enables Site Members to better distinguish themselves in the marketplace, leverage their networks, and find new business opportunities.
Similarly, Site Visitors may knowingly provide personal information by, among other actions, submitting a question or comment using the "Contact Us" feature of this Site.
Information Sent to Us by Your Web Browser.
We collect information that is sent to us automatically by your Web browser. This information typically includes your IP address, the name and version of your operating system, the name and version of your browser, the date and time of your visit, the address of the site you were visiting before you accessed this Site, and the pages you visit. Please check your browser if you want to learn what information your browser sends or how to change your settings.
This information does not identify you personally. Generally, we use this information to improve this Site and make it more compatible with the technology used by our visitors. In most cases, we do not link the information sent by your browser to information that identifies you personally. We do, however, review our server logs-which contain visitors' IP addresses-for security purposes, such as detecting intrusions into our network. If we suspect criminal activity, we may share our server logs with the appropriate investigative authorities who could use that information to trace and identify individuals.
Cookies and Similar Technologies.
We use "cookies" and other Web technologies to collect information and support certain features of this Site. For example, we may use these technologies to:
· collect information about the ways visitors use this Site-which pages they visit, which links they use, and how long they stay on each page;
· to manage and determine the effectiveness of our advertising campaigns;
· to support the features and functionality of this Site-for example, to save you the trouble of reentering information already in our database; and
· to personalize your experience when you use this Site.
Generally, the information we collect using these Web technologies does not identify you personally. If, however, you have created a user identity, for purposes of logging in to areas of this Site that are restricted to certain users, we may link the information we collect using cookies and other Web technologies to other information that identifies you personally.
If you do not wish to receive cookies, you may set your browser to reject cookies or to alert you when a cookie is placed on your computer. You may also delete our cookies as soon as you leave this Site. Although you are not required to accept our cookies when you visit this Site, if you set your browser to reject cookies, you will not be able to use all of the features and functionality of this Site.
How Does LAMCO Use Your Personal Information?
Consistent with the purposes of this Site, personally identifiable information Site Members choose to disclose in their profiles is made available online to other Site Visitors, some of whom may also be Site Members, to help Site Members describe themselves. Other information, such as log-in passwords, is not publicly disclosed but is used to process Site Members' registration applications. Information that does not personally identify you (such as patterns of Site use) is collected and exclusively owned by us and may be used in such a manner as we, in our sole discretion, deem appropriate.
Generally, we use the personal information we collect through this Site
· to provide information, products, and services you request;
· to process the registration applications of Site Members;
· to advertise Site Members' services;
· to respond to inquiries you submit;
· to contact you with information and offers we believe will be of interest to you;
· to provide you with a personalized experience when you use this Site;
· to provide you with effective customer service;
· to better understand your needs and interests;
· to improve the content, functionality and usability of this Site;
· to improve our services;
· to improve our marketing and promotional efforts; and
· for any other purpose identified in any applicable agreement between LAMCO and you.
How Does LAMCO Share My Personal Information?
Site Members and Site Visitors. Personally identifiable information that Site Members choose to include in their profiles is shared online with Site Visitors, some of whom are also Site Members. We may also share nonidentifying and aggregate information about usage of this Site with Site Members and/or other potential Site advertisers. For example, we may tell a Site Member or other advertiser how many individuals visited a certain area of the Site during a certain time period. We may segment Site Members and/or Site Users by role, industry, geographic location, or company.
Referrals. We review the profiles of Site Members and may use or share such profiles with our affiliates in order to find service providers to perform services in geographic and subject matter areas where we and are affiliates may be in need of their services.
Service Providers. We share personal information with companies and organizations that perform services on our behalf. For example, we may share personal information with companies that provide support services, such as Web hosting services. We may also share personal information with companies that provide advertising services, including companies such as the publishers of DS News and Housing Wire Magazine with whom we do cross promotions. These third parties are required by contract to use the personal information we share with them only to perform services on our behalf and to treat your personal information as strictly confidential.
Business Transfers. Your personal information is a business asset of LAMCO. It may be transferred to a company that has acquired the stock or assets of LAMCO or one of our businesses, for example, as the result of a sale, merger, reorganization or liquidation. If such a transfer occurs, the acquiring company's use of your personal information will still be subject to this Policy and the privacy preferences you have expressed to us.
Compliance With Laws and Protection of Our Rights and the Rights of Others. We may disclose personal information when we, in good faith, believe disclosure is appropriate to comply with the law, a court order or a subpoena. We may also disclose personal information to prevent or investigate a possible crime, such as fraud or identity theft; to enforce a contract, or to protect our own rights or property or the rights, property or safety of our users or others.
As Described in a Privacy Notice. We reserve the right to disclose your personal information as described in any Privacy Notice posted on the Web page (or area) where you provide that information. By providing your personal information on that Web page you will be consenting to the disclosure of your personal information as described in that Privacy Notice.
As Described in a Click-Through Agreement. We reserve the right to disclose your personal information as described in any click-through agreement to which you have agreed.
No Sale of Mailing Lists. Except as provided above, we do not sell, rent or otherwise disclose your personally identifiable information to third parties for marketing purposes.
Your Choices
In General
We respect your right to make choices about the ways we collect, use and disclose your personal information. In most cases, at the time we collect your personal information we will ask you whether you want to receive from us special offers and other information we believe will be of interest to you. We include an "opt-out" link in any promotional email we send you, so that you can inform us that you do not wish to receive such communications from us in the future.
If, at any time, you wish to be removed from our mailing lists, please let us know by sending us an email at support@lamconetwork.com or write us at 6588 W. Ottawa Avenue, Littleton, CO 80128. Be sure to provide the information we will need to find you on our lists. Please give us a reasonable amount of time to remove your contact information from our lists.
How Can You Access, Update or Correct Your Personal Information?
If you are a Site Member and wish to access, update or correct your personal information, you may do so by logging into your account. Site Members who are not able to access their accounts and all other Site Visitors who have questions or concerns about their personal information may send us an email at support@lamconetwork.com or write us at Attn: "Web Site Requests" Lamco Network, 6588 W. Ottawa Avenue, Littleton, CO 80128. We will respond to you within a reasonable time and within the time limits established by applicable law. We may ask you for additional information to verify your identity. In most cases, we will correct or delete any inaccurate information you discover. In some cases, however, we may limit or deny your request if the law permits or requires us to do so or if we are unable to verify your identify.
How Does LAMCO Protect Personal Information?
We take commercially reasonable precautions to provide a level of security appropriate to the sensitivity of the personal information we collect. Although we use commercially reasonable measures to help protect your personal information against unauthorized use or disclosure, we cannot guarantee the security of information provided over the Internet or stored in our databases. LAMCO uses the Authorize.Net Payment Gateway to accept your credit card payments. You should read Authorize.Net's terms of use and privacy policy, which are linked to its homepage.
http://www.authorize.net/company/terms
http://www.authorize.net/company/privacy
Password Protected Areas of This Site
For your protection, certain areas of this Site are password protected. You are responsible for maintaining the confidentiality of your passwords. We have the right to assume that anyone accessing this Site using a password assigned to you has the right to do so. You will be solely responsible for the activities of anyone accessing this Site using a password assigned to you, even if the individual is not, in fact authorized by you. If you have reason to believe that your password has been compromised or used without authorization, you must promptly change it using the functionality provided on this Site.
Links to Third-Party Web Sites
This Site may contain links to Web sites operated by other organizations, including Web sites operated by our third-party service providers and other third parties. This Policy does not apply to personal information collected on any of these third-party Web sites. When you access third-party Web sites through a link on this Site, please take a few minutes to review the privacy policy posted on that site.
Children
LAMCO recognizes the importance of protecting the privacy of children. We will not knowingly collect any personal information from children under the age of eighteen years. When a user discloses personal information on the Site, the user is representing to us that he or she is an adult. If a child has provided the Site with personally identifiable information, we ask that a parent or guardian call us at 1-877-331-2664, and we will do our best to delete the child's information from our records.
International
LAMCO is a United States corporation. We control and operate this Site from within the United States. Our online privacy practices are governed by the laws of the United States and Colorado, which may differ from privacy laws in your state or home country. By submitting your personal information to this Site, you consent to the transfer of your personal information to any country and its use and disclosure in accordance with U.S. federal and Colorado law and with this Policy.
Governing Law
This Policy is governed under the laws of the State of Colorado, United States of America without regard to its conflicts of law provisions.
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